This video explains what a hit and run accident is and the implications for victims. It highlights the importance of uninsured motorist coverage in such cases. Viewers will learn that even if the other driver is not identified, there may still be options for compensation through insurance.
If you're involved in a hit and run, try to gather as much information as possible about the incident. Report it to the police and your insurance company as soon as you can.
Yes, if you have uninsured motorist coverage, you may still be able to claim compensation even if the other driver is not identified.
Uninsured motorist coverage is a type of insurance that protects you if you're in an accident with a driver who does not have insurance or cannot be identified.
We often hear people talk about a hit and run accident, an accident that occurs where the other driver flees after an impact. And very frequently we will hear about cases where the other driver came into the lane and there was no contact and it causes a wreck. It causes somebody to go off the road. They often hit a tree, a mailbox, often there are injuries associated with a hit and run or a phantom vehicle case. In those cases you don't know and don't learn the identity of the other driver. So those essentially boil down to the question of do you have uninsured motorist coverage? Now the important thing to remember is that it doesn't really matter, it's better if you have uninsured motorist coverage on the vehicle that you are in. But even if you live in the household as a relative with somebody who does, their uninsured motorist coverage will cover you in a phantom vehicle or a hit and run case. So when you have a case like that and you were injured either through a phantom vehicle or a hit and run, don't think that all hope is lost because very frequently we can help you. We can find coverage through the uninsured motorist provisions.