How to Avoid Common Bank Fees

There are ways to avoid common bank fees. To be fair, a lot of banks do charge to cash non-customer checks, but some don’t. Our bank doesn’t as long as the check is drawn on that bank. CitiBank does not charge to cash their customers’ checks. Most banks charge a monthly service fee. You can avoid that by keeping a balance over the amount required to avoid those fees or you can choose a bank that simply doesn’t charge monthly fees such as Discover, Ally or American Express, to name a few. By banking with a company that doesn’t charge monthly fees, you don’t have to worry about whether or not you’re meeting the requirements each month.