McCutcheon And Hamner Logo In A Reversed Horizontal Orientation
(256) 333-5000
Free Consultation | No Fees Until We Win
McCutcheon And Hamner Logo In A Reversed Horizontal Orientation
(256) 333-5000
Free Consultation | No Fees Until We Win
McCutcheon And Hamner Logo In A Reversed Square Format
(256) 333-5000
Free Consultation
No Fees Until We Win

Personal Injury & Health Insurance

More Money Matters

Joel and I are personal injury lawyers, which means that most of our cases we are paid out of a settlement or verdict that we obtain on behalf of an injured person.
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Why You Should Use Health Insurance After an Accident

Maximize Your Injury Settlement with Insurance Savings

We advertise for personal injury and compete against personal injury firms in large markets, but we live in a relatively small town. We attend school functions and church functions; you might see us at the gym or the hardware store. We want our clients to be satisfied.

One issue that frequently arises is the injured party doesn’t want to use their own health insurance to pay for an injury. They believe it is the person who caused the accident responsibility to pay for their medical bills. That is a mistake!
Health insurance companies have a negotiated price for medical services that is about 15 percent less than what people have to pay who don’t have health insurance. If your medical bills are $50,000.00 but Blue Cross Blue Shield pays $15,000.00 and the person who caused the wreck has $50,000.00 in liability coverage, that leaves $35,000.00 available for the injured party versus $0.00. Generally speaking, Blue Cross Blue Shield will reduce the $15,000.00 to $10,000.00 leaving $40,000.00 available.
The point is that there’s more money available when you take advantage of your healthcare negotiated rates whether it’s United Health Care, Medicare, Medicaid or Blue Cross Blue Shield. More money is better.

Use your health insurance to pay your medical bills if you are injured.

Buckle up, drive safely and as always, your referrals are appreciated! (256) 333-5000
Motorcycle Accident Lawyers in Florence

Motor Vehicle Safety Statistics

Alabama Motor Vehicle Deaths by Vehicle Type

Personal Injury Attorney Tom McCutcheon Wearing A Dark Gray Suit With Red Tie Cropped At The Hip

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$1,050,000

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March 30, 2025

This accident occurred in Madison County, Alabama when a commercial plumbing truck lost control, crossed the median, and struck our client head-on

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Grandparent Visitation Rights

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July 25, 2022

Personal Injury Lawyer Joel Hamner discusses a state law trend entitling Grand Parents to visitation rights and where these laws are now.

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Free Wills For Warriors – Courier Journal

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November 10, 2020

Law firm of McCutcheon & Hamner has renewed their semi-annual Wills for Warriors program this November to offer free simple wills, durable

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Passengers and Guests in Vehicles

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February 17, 2022

Understanding how the law classifies non-drivers. The difference between guests and passengers and how they relate to car accidents cases.

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North Alabama Locations

McCutcheon & Hamner - Florence

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2210 Helton Dr, Florence, AL, USA

https://mhatty.com

(256) 333-5000

Open 24 Hours

Personal Injury – Florence, Alabama

Florence

McCutcheon & Hamner - Huntsville

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475 Providence Main St NW, Huntsville, AL 35806

https://mhatty.com

(256) 594-9425

Open 24 Hours

Personal Injury- Florence, Alabama
Huntsville

McCutcheon & Hamner - Athens

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117 S Maron St, Athens, AL, 35611

https://mhatty.com

(256) 602-9982

Open 24 Hours

Personal Injury- Athens, Alabama

Athens
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