First, the facts. Then we investigate and gather all of the evidence we can. Sometimes this involves accident reconstruction experts or sometimes cellular phone analysis. This assists in knowing the full extent of the responsibility on the part of the other driver. Often, even when it seems clear, versions of the same event differ. We need information about the extent of your damages and losses so that we can determine the value of your claim.
If the insurance company disagrees about the facts or damages, a lawsuit may need to be filed. Lawsuits are normally filed in the county where the incident occurred. A copy of the lawsuit is then served to each defendant, who then have time to hire a lawyer who will file an answer to the lawsuit, always denying the claim. Well over ninety percent (90%) of claims that are made are settled without going to trial.
Even when a lawsuit has been filed, there is still the possibility of settling your claim at any time. Joel and I do everything possible to properly prepare and present your case, whether it goes to trial or is settled out of court.
Here are a couple of things we need our clients to remember during this process. Do not sign anything without talking to either Joel or myself. We need to check and review any papers before they are submitted. Tell us about any changes in your family situation, employment, lifestyle, address, telephone number, and especially, your medical progress. We know that this sounds like a burden, but a simple phone call to our office is well worth the trouble.
Advice which you may receive from well-meaning people is often wrong and it can create needless problems and concern on your part. Any time you have questions about your case, do not hesitate to raise them with us, and we will respond based upon our experience and training.
Buckle up, drive safely, and as always, your referrals are appreciated!