If you or someone you love sustained an injury at the Toyota manufacturing factory in Huntsville, Alabama, you may receive significant compensation for your losses.
Your employer likely has workers’ compensation insurance to cover some of your expenses and loss of income, and you may seek additional compensation from others whose wrongful actions led to your injuries.
Here is an overview of the legal and practical considerations of seeking compensation for injuries you suffered at the Toyota manufacturing factory in Huntsville and the critical role an experienced Huntsville workers’ compensation lawyer can play in securing that money on your behalf.
Workers’ Compensation for Injured Workers in Huntsville
Workers who sustain injuries at the Toyota manufacturing factory in Huntsville may have the right to receive benefits under their employer’s workers’ compensation insurance policy.
Alabama law requires any employer with five or more employees to hold workers’ compensation insurance. If you work full- or part-time at the Toyota facility in Huntsville, workers’ compensation will likely cover you.
Scope of Workers’ Compensation Insurance
Workers’ compensation insurance provides workers with a financial safety net if they suffer injury or get sick while performing their jobs. It is a form of no-fault insurance, meaning you can qualify for its benefits regardless of who was to blame for your injury or illness, even (in most cases) if you were at fault.
Workers’ compensation can cover virtually any physical trauma or sickness, so long as the injury resulted from a sudden and severe accident or the illness arose due to a hazardous condition during your employment.
If you work at the Toyota plant in Huntsville, workers’ compensation might cover you for:
- Breaking your hip after slipping and falling in a hallway at the facility.
- Getting your arm caught in machinery while working on an assembly line.
- Suffering a burn from a welding torch or other hot tool.
- Sustaining injuries in a motor vehicle collision while driving as part of your job (except for commuting to and from work, in most cases).
- Contracting an occupational disease from acute or prolonged exposure to hazardous materials or environmental toxins at the workplace.
These examples illustrate the wide range of circumstances that can lead to a valid claim for workers’ compensation benefits in Alabama. Talk to an experienced lawyer today to discuss whether the harm you suffered in a work-related accident at the Toyota manufacturing facility in Huntsville qualifies for workers’ compensation coverage.
Workers’ Compensation Benefits You Could Receive
Workers’ compensation provides a range of benefits to injured workers in Huntsville. It covers the reasonable costs of medical treatment for your work-related injury or illness, including doctor visits, hospitalization, surgeries, rehabilitation, physical therapy, medication, and medical equipment.
To recover these benefits, you must receive care from a physician whom your employer or its workers’ compensation benefits administrator selected. Workers’ comp may not pay for care from an authorized doctor.
Workers’ compensation also pays cash benefits that replace a portion of your income if a workplace injury or illness causes a temporary or permanent disability, making you unable to work or reducing your working capacity. These benefits generally amount to two-thirds (66 percent) of your average weekly earnings if you cannot work.
If, however, you have lost certain body parts or functions, the benefits represent two-thirds of the difference between your average weekly income and the amount you can earn working a reduced or amended schedule.
Workers’ compensation will also pay for vocational retraining if your injury or illness prevents you from returning to your prior employment but still allows you to work in other capacities with the necessary training.
In the tragic case of a worker who dies from a work-related injury or illness, workers’ compensation pays death benefits that replace a portion of the deceased worker’s income. The awarded amount in this circumstance depends on the deceased worker’s average weekly earnings and the number of dependents they had at the time of death. Workers’ compensation may pay funeral and burial payments of up to $6,500.
Workers can obtain medical benefits by visiting an authorized doctor after notifying their employer of an injury. In most cases, they can receive other benefits by filing a written claim within two years of their accident.
Third-Party Claims for Injured Workers
The benefits that workers’ compensation provides do not fully cover your damages from a workplace injury or illness. They do not pay for a worker’s pain and suffering nor replace all of their lost income.
A worker who sustains an injury at the Toyota factory in Huntsville may pursue a third-party personal injury lawsuit to recover additional damages. This is a claim against someone other than the worker’s employer or co-worker, alleging that the third party’s negligence or misconduct contributed to the injury. Here are some examples:
If a worker suffered an injury due to a defective tool or machine, such as a forklift or packaging machine, the equipment manufacturer could potentially owe damages to the injured worker.
If a cleaning contractor created a temporary, unreasonably hazardous condition at the worker’s place of employment, that contractor’s negligence could lead to liability if a worker suffers subsequent harm. A worker might also have a claim against a motorist who caused a traffic accident in which the worker sustained injuries.
You might recover damages from more than workers’ compensation insurance after an injury at the Toyota manufacturing factory in Huntsville. To learn about your rights, speak with an experienced attorney as soon as possible.
Why Should You Speak With a Lawyer Today?
If you suffered harm at the Toyota manufacturing factory in Huntsville, hiring an experienced workers’ compensation and personal injury lawyer is the most reliable way to receive the maximum compensation possible. The sooner you do so, the better your chances of regaining your physical health and ability to make a living.
A lawyer can take the prompt action necessary to meet deadlines applicable to your workers’ compensation claim and any potential third-party lawsuit. Missing such deadlines could forfeit your rights to benefits or payment for damages.
A lawyer can also evaluate your circumstances to establish the value of your potential claim. They can calculate the workers’ compensation disability (or income-replacement) benefits you’re eligible for by law. They can also assess the harm you have suffered and the damages you might recoup through a third-party lawsuit.
The analysis a lawyer can perform protects your rights by ensuring no one shortchanges you so you receive the maximum allowable benefits and payments.
Getting a Lawyer Is Affordable
You do not need to worry about the cost of hiring a lawyer to handle your claim. All reputable workers’ compensation and personal injury lawyers offer free consultations, enabling you to discuss your case without financial commitment.
A knowledgeable legal professional can assess the specifics of your injury case, explain your rights, and provide insights into potential legal strategies and outcomes. You will never owe a penny for this initial session, even if you decide not to hire the lawyer or take legal action.
If you do hire the lawyer, however, you can expect not to pay anything upfront. Workers’ compensation and personal injury attorneys work on a contingent fee basis, which means you do not pay legal fees unless and until the attorney secures a settlement or judgment in your favor; in other words, if they win for you.
What to Do if You Have Suffered Injury at the Toyota Manufacturing Factory in Huntsville
Many workers don’t know what to do after sustaining workplace injuries due to the complex and confusing procedures. Here are some crucial steps to take if you suffered harm at the Toyota Manufacturing Factory in Huntsville.
Report the Accident or Injury to Your Employer, and Give Written Notice Within Five Days
You should ideally report an accidental work injury immediately after it happens. Your employer needs to know about it as soon as possible to address your health and start the workers’ compensation process.
Under Alabama law, you must give written notice of the accident and injury to your employer within five days. If you do not, you could lose your rights to benefits. The notice should include the time, place, and nature of the accident.
Get Medical Care From One of Your Employer’s Authorized Doctors
Except in emergencies, you must get care from a doctor your employer or workers’ compensation insurance provider authorizes. If you visit your regular doctor without approval, worker’s compensation might not cover your medical care.
If you’re unhappy with the care an authorized doctor provides, you might have the opportunity to select an alternative from an approved list. Ensure you comply with all the doctor’s orders, including follow-up exams, as non-compliance can diminish your workers’ compensation claim.
Talk to a Lawyer Immediately About Filing a Claim for Compensation
Once you have addressed your immediate medical needs, speak for free with a lawyer who handles workers’ compensation claims. They can file a claim for weekly compensation on your behalf and ensure you receive all the benefits you deserve under Alabama law. Every day counts, so talk to a lawyer right away.
Contact an Experienced Huntsville Workers’ Compensation and Personal Injury Lawyer Today
If you or a loved one recently sustained injuries or an illness while working at the Toyota manufacturing factory in Huntsville, you may recover substantial compensation from workers’ compensation insurance and through a third-party lawsuit. There is no guarantee of payment, however, nor is it automatic.
To maximize your chances of fair compensation, contact an experienced personal injury lawyer in Huntsville for a free consultation today.